Financial Services / COG Financial Services Ltd.
COG Financial Services Limited: Transforming Financial Management with NetSuite, Powered by Jcurve’s Expertise
Australia’s leading finance broker aggregator and equipment leasing business for SMEs unified 60 disconnected entities onto one cloud ERP platform, cutting month-end close in half.
Customer overview
COG Financial Services Limited (ASX: COG), headquartered in Sydney, is Australia’s leading finance broker aggregator and equipment leasing business for small to medium-sized enterprises (SMEs). It operates through two divisions — Finance Broker & Aggregation (managing over A$4.5 billion per annum in Net Asset Finance) and Lending (originating new chattel mortgage products). As a young, agile and entrepreneurial company, COG has rapidly built the largest equipment broking and aggregation network in the market. Management contact: Mr. Mohammad Rahman, Finance and IT Project Manager.
The challenge
Managing complexity across 60 entities — COG previously ran multiple disconnected accounting systems (Xero, MYOB, QuickBooks), with each legal entity following its own processes. This fragmented approach caused inefficient financial consolidation (month-end close took over 10 days due to manual reconciliation), a lack of standardisation (each entity had its own chart of accounts, causing reporting discrepancies), manual budgeting/forecasting via spreadsheets, limited real-time visibility with no centralised financial view, and growing difficulty integrating newly acquired businesses.
The solution
COG selected Oracle NetSuite as its single, cloud-based ERP platform to consolidate all 60 entities into one system, moving from multiple disconnected accounting systems to a single integrated ERP. Jcurve’s implementation brought best-practice methodologies to optimise workflows, deep industry expertise aligned with financial-services requirements, comprehensive training and support to drive internal adoption, and ongoing strategic advisory to help COG maximise NetSuite’s capabilities.
The results
COG now operates on a single, standardised, cloud-based ERP system across all 60 entities with a unified global chart of accounts. Month-end close was cut by 50% — from over 10 days to under a week — through automated reporting and consolidation. Real-time financial visibility and analytics let COG track transactions at the lowest level and generate reports instantly. Since implementation, COG has successfully acquired and integrated five new companies, demonstrating the system’s scalability. Board and consolidated reporting — previously manual, time-consuming and error-prone — is now automated via NetSuite Planning and Budgeting (NSPB), improving accuracy and efficiency, alongside overall gains in efficiency and reduced human error.
Jcurve didn’t just help us implement NetSuite, their hands-on support and expertise made the transition smooth and effective.
COG Financial Services Ltd.
Story Snapshot
Key results
Related product
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